06: Should you Combine Finances in a Relationship? An Honest Talk

April 9, 2018

The money talk every couple needs to have. Should you combine finances in a relationship when previously you have kept everything seperate? What if one of the partners has a large amount of debt? What if one person makes more than the other? These are the very same questions we talk about in this episode. What makes matters worse is each of our own ingrained ideas about money growing up and how that upbringing has caused some emotional money issues. Join us for this raw and vulnerable conversation and what our own conclusions are with these barriers in place. As always you can find the shownotes with all the referenced links we mention in the show at https://www.hisandherfi.com/06


05 - Overcoming Death with Michelle. Does Money Really Matter?

April 3, 2018

What does quality of life mean to you? Income, job, commute, happiness, pets, people, love? What if you had to restart your life over?

These questions are exactly what our first guest on the show had to answer. Michelle is currently a therapist in our local community, spends her weekends volunteering at a dog shelter, remains active in Donate Life Northwest, and most importantly is Charles's beloved sister.

Michelle was struck by a sudden illness that almost took her away from us and her loved ones when she was only 28. Today, we share one of our families biggest scares and dig deep into what is actually important in life.

To see the shownotes for this episode and a written piece on quality of life from Michelle please visit https://www.hisandherfi.com/05


04 - What it Actually Takes to Achieve your Goals. Staying Productive and Accountable.

March 27, 2018

Setting a goal is easy, actually putting in the work to achieve that goal? A whole different story. This episode almost didn't happen because we waited until a Sunday night to record and weren't feeling very motivated. Nevertheless we persisted and it gave us even more motivation to talk about today's episode.

What does balance look like for us creating a blog and podcast while still working our jobs and living life? We share some of our strategies into how we stay productive and some of our struggles. 

To read more and find all the referenced links please visit the show notes at https://www.hisandherfi.com/04


03 - Are College Degrees Really Needed for your Career? Arguments of a Teacher and Engineer.

March 19, 2018

This is a continuation of a talk we had with friends at the dinner table. The question was, do you think college is needed to do your job? I won't give our answers here, you'll have to listen to find out! I'll give you some hints though.

We go through our personal backgrounds with Charles having a bachelors in Electrical Engineering and Bethany with her Masters in Art and Teaching. With a large difference in our degrees we naturally have differing opinions on the topic. We go deeper still and talk about the cost of student loans and the effect it can have on college graduates.

Mentioning student loans, we both had different financing for college and different levels of financial aid. With such a heavy cost to education these days it's even more important to look at what your future might look like and potential income ability. This is hard enough for grown adults to figure out let alone students getting ready to graduate high school.

Even with the potential hurdles of going to college in this day and age, we are both proponents of lifelong learning. Learning and school might look different in the near future but get a fresh take from two people who recently graduated in the last 2-3 years.

For more information and referenced links visit the show notes at https://www.hisandherfi.com/03


02 - Adopting a Life of Minimalism and Simple Living. The Perfect Partner to Financial Independence?

March 19, 2018

Is minimalism the ultimate side-kick to financial independence and retiring early? In our case it was the catalyst that helped Bethany get on this path to FI. This thought helped us evaluate what "things" actually brought us happiness. This meant for Charles having to overcome his impulse spending habits and for Bethany to tame her one-click Amazon shopping trigger finger.

We explore how value can be perceived differently between Men and Women. What we saw each other buying didn't always correlate to our own sense of value. We even go into how advertising of products is different based on gender and there is more of a pressure on women to buy certain products at a highly marked up price.

Differences also come up between Charles wanting to be frugal and buy those on sale Costco bulk items in large quantity to Bethany's minimalism and buying something only after it was gone. These differences in opinion require some give and take in our relationship and an acceptance that difference in thinking is okay and what balances us out.

For more information and referenced links visit the show notes at https://www.hisandherfi.com/02


01 - Our 3 Roadblocks to Pursuing Financial Independence

March 19, 2018

We are starting off the season with our beginning. This is a look into how we discovered FI for Her and Him. What started as a way to try and save money by learning about travel hacking morphed into this complete lifestyle change into a pursuit to FI.

We had a rough start on this path as we had to overcome relationship hurdles first. We never really talked about finances together and my first attempt to bring it up didn't go so well.

For more information and referenced links visit the show notes at https://www.hisandherfi.com/01



00 - One Couple’s Journey to Financial Independence

March 14, 2018

Welcome to HisandHerFI, a podcast by Charles and Bethany. What started with a discovery of financial independence and FIRE (Financial Independence Retire Early) lead to a complete lifestyle change. 

This is a Money Podcast more about the Why, and less about the How. The emotions, memories and mindsets of individual money stories are what we hope to highlight on the show. Our own story and vulnerability took center stage in the first season. Season 2 is currently underway and we have been delighted to take a ‘behind the scenes’ interview approach focusing on the trials and transformations of men and women who live life a little bit differently. We are hoping to redefine couple money and speak to those that don't have a traditional relationship to encourage more people to pursue financial independence.

You can see more of our content at www.hisandherfi.com.

Twitter: @hisandherfi and @herandhisfi