Bonus: The Money Middletons | A New Curation Site for Mild to Moderate Income Earners

October 11, 2018

We are happy to have on Stephanie, the creator of a new personal finance content curation site The Money Middletons. Their goal is to reach the shrinking middle class whose incomes are mild to moderate. What is considered the middle class you say?

Well, that is a tricky question as Stephanie points out in our talk. According to Brookings the definition of middle class can have many different meanings. Luckily Pew Research has a calculator that will help you determine what category you fall in.

I think the most important part that came across in this conversation though is a hard number range isn't the end-all be-all to determine if The Money Middletons will speak to you. Chances are they will have something of value to bring to you.

Listen for yourself and see if you can call yourself a Middleton.


To find all the links mentioned in this episode visit


20: Sarah | Save AND Spend Approach to Personal Finance

October 9, 2018

Sarah from Smile and Conquer is on the show to share her financial expertise as a professional in the finance world.

She doesn't advocate for a frugal life but instead takes a save AND spend approach. This reflects in her desire to not retire early as she enjoys her work and job. This results in some awesome advice for how to budget when you are an inherent spender. 

We then dive deeper into money and talk about some of the emotions that are tied to it, including shame. She goes on to discuss the challenges women face dealing with financial planners and the investing gap.

We also delve into home buying as she goes over the top tips from her Home Buying Series

Tune in for this well rounded conversation as there is lots to take away.


Shownotes can be found at


19: Zero | FIRE as a Necessity

October 2, 2018

Zero from Zero 2 FIRE comes on the show to tell her story. A powerful story at that, battling 3 grand mal seizures, brain surgery, and rheumatoid arthritis. Grit is a word I don't use lightly with her, she has had to face more challenges in her 20's than most of us will have to in our lives.

Zero overcame these challenges all while living in New York, saving $100k before she turned 30, and to top it off never making more than $60k a year.

This is a story of someone who may not be able to work into their 60's, making FIRE and early retirement not a nice to have, but a must have.

Please join us in listening to this amazing human being.


You can find the shownotes at


18: Fetching Financial Freedom | FIRE Risks and Charitable Giving

September 25, 2018

Felicity and Ferghus with a special appearance by Fluffster are on the show today to talk about how they are doing things a bit differently from the rest of us.

Set to retire at 29 and 35, these two engineers have planned for their future all while still donating up to a years salary to a donor advised fund.

Their philanthropy is only one side of this story though, as they bring many insights into how you too can plan for early retirement and truly looking at the risks involved.


You can find the shownotes at


17: Tanja and Mark | An Inside Perspective Into Early Retirement

September 18, 2018

Tanja and Mark from Our Next Life have been rocking early retirement. As recent early retirees at the ages of 38 and 41 they share how their next life is one filled with intentionality and purpose, without a single trace of boredom.

They bring a unique perspective as having now walked the path they envisioned. With this comes insightful thoughts about the FIRE community and the larger society as a whole.

Give these two a listen and we promise you that your world will be broadened.


You can find the shownotes for this episode at


16: Angela | Tread Lightly with Sustainability and Finances

September 11, 2018

Angela from Tread Lightly Retire Early intertwines finances with saving the environment. Sustainability is simple; Angela explains how this is not a fad and is a lifestyle that is accessible for anyone. Changes in your own life that can help improve the earth, also coincide with things that save you money.

Her own steps towards financial independence go side by side with her goals of being eco-friendly. See what you can do today to make an impact.


You can find the shownotes at


15: Ms ZiYou | Feminism and Finances

September 4, 2018

Coming to us from the UK is feminist finance blogger Ms ZiYou. A world traveler that brings a world of wisdom and an array of varying perspectives. This is someone who actually takes the time to analyze her own actions and contemplates if they are contributing more to the problem or not. Something we all could be better at.

Listen and hear some truly great insights from Ms ZiYou.


The shownotes for this episode can be found at


14: Kara Perez | Looking Outside Your Own Experience

August 28, 2018

We are joined this episode by the CEO of Bravely, Kara Perez. We learn about Kara's background including how she paid off $25,000 in debt in 3.5 years while never making more than $32,000 a year.

We also explore how Bravely came to be and the motivation behind it and the importance of bringing diversity to the financial world especially in today's society and culture.

Most importantly, Kara reminded us to look outside our own experience as not everyone can relate to your story.


You can find the shownotes for this episode at


13: Ty Roberts | Behind the Scenes with the Creator of Camp Fire Finance

August 21, 2018

Welcome back to season 2 of the HisandHerFI Podcast. We are kicking off the season with Ty Roberts.

You may recognize the name as he is the owner and curator of Camp Fire Finance. A directory that features the best articles in the Financial Independence Retire Early (FIRE) world.

We look at the origin story of Ty, how he got to where he is and the eventual start to his newest creation, Camp Fire Finance.


Shownotes can be found at


HisandHerFI Season 2 Returns August 21st 2018

July 31, 2018

We are back! After upgrading just about everything on the podcast we are ready to return with not just ourselves as usual, but with some amazing guests. That's right, we have changed up the format and as promised, will be interviewing others in the personal finance community.

This won't be like other interviews, we want to learn about the person, their story, and the defining moments in their lives so we all benefit. Practical tips have their place, but without a story, the meaning can lose its value.

Stay tuned for August 21st for the official launch of season 2. See you there!